Financing Your Home

Financing is a resource, and always available.

As a homeowner looking to start a large home improvement project, it is important to gather as much information as possible. That includes budget options. While Sustainable Design Build is working to give you real and accurate numbers on your dream home. Homeowners can explore funding options with local lenders who specialize in financing home remodeling loans designed for ADUs, Home Additions, and More.

Beautiful well-lit ADU home kitchen in Denver built by Sustainable Design Build complete with emerald green subway tile backsplash gold faucet and hardware white cabinetry

Financing an ADU Build

Homeowners considering a construction project often start with the same question: how to finance it. Whether the goal is an ADU, home addition, pop top, whole home remodel, or a new custom home, the right financing strategy plays a critical role in what is ultimately possible.

To help guide that process, Sustainable Design Build connects clients with trusted financing professionals who specialize in residential construction. One of those partners is Charles Edington, an ADU Specialist and Finance Strategist with over two decades of experience in mortgage and home improvement lending.

Charles works as a broker with access to more than 180 lending institutions, including banks, credit unions, and private lenders. This allows him to offer a wide range of financing options with competitive rates, flexible terms, and tailored structures based on each homeowner’s specific goals. Rather than fitting clients into a single product, his approach is centered on finding the right solution for the project.

While Charles is widely known for his expertise in ADU financing, his capabilities extend across the full scope of residential construction projects. He regularly helps homeowners secure funding for additions, remodels, and new home builds, making him a valuable resource regardless of project type.

Financing options may include home equity lines of credit (HELOCs), home equity loans, renovation or construction loans, traditional mortgages, and equity-based agreements. Many of these solutions allow homeowners to leverage their existing equity or borrow against the future value of their home after construction is complete, opening the door to larger and more impactful projects.

By introducing clients to a knowledgeable financing partner early in the process, Sustainable Design Build helps ensure each project is aligned not only from a design and construction standpoint, but from a financial one as well.

Charles Edington

ADU Specialist / Finance Strategist

(801) 819-3125

charles.edington@loanstartech.com

  • Get competitve rates, flexible terms, and better service
  • Access to a network of 180+ lenders
  • Receive a financing plan tailored to your goals
  • Leverage your home’s future value for greater project potential
  • Work with a 20+ year financial expert specializing in residential construction
Sustainable Design Build Preferred Financing

Flexible Financing for Your Home Renovation

Sustainable Design Build partners with RenoFi to provide a more flexible and homeowner-friendly way to finance your renovation. By lending based on your home’s projected value after construction, RenoFi allows you to unlock more funding, up to 90% of your future home value, so you can fully realize your vision without compromise.

This approach also means you can keep your existing mortgage and interest rate, avoiding the need to refinance. Homeowners benefit from competitive rates, longer repayment terms, and lower monthly payments, all structured around your goals.

The process is designed to be straightforward and efficient. Unlike traditional construction loans, there are no complex draw schedules, inspections, or contractor involvement in managing funds. The result is a smoother experience that keeps your project moving forward.

With RenoFi, financing becomes a tool that supports better design decisions, higher-quality outcomes, and long-term value in your home.

Flexible Financing

Adjust the sliders to estimate your renovation FINANCING

Explore how much financing may be available for your project based on your current home value, remaining mortgage, and expected after renovation value.

Estimated renovation loan amount
$0
Current home value
$750,000
$100,000$2,000,000
Remaining mortgage
$310,000
$0$2,000,000
Expected after renovation value
$920,000
$100,000$3,000,000
Estimated available financing: $0
Talk With Sustainable Design Build
This calculator is for general planning purposes only and does not represent a loan approval or lending commitment.

Why Choose RenoFi Loans with Sustainable Design Build?

Borrow More with Renofi

Borrow More

Unlike traditional loans, RenoFi Loans factor in what your home will be worth after the renovation.

Longest Terms, Lowest Rates Renofi SDB financing

Longest Terms, Lowest Rates

Multiple payment terms available. Rates are based on the after renovation value.

No Refinancing required

No REFINANCING Required (on certain products)

Have a great rate locked in on your first mortgage? No Problem!

easier financing

EASIER than a construction loan

No draws, no inspections, no contractor involvement with loan funds.

Collaborative Technology | Instant Updates | Progress in Real Time

Sustainable Design Build offers the better service for your home’s project. With the Design-Build Process, you work directly with us as a single-point of contact. Through use of leading project management and construction applications, you will always have answers to what is happening in your project from scheduling, material orders, daily updates, and budget tracking.

Real-Time Schedules

View your project’s schedule and timeline on demand with our design-build process. Receive calendar updates via text and email. Even see how each action item is connected to the next, clearly displaying every single step leading your project’s completion.

On-Site Progress Updates

Daily logs are recorded for your project, to mangement and track every single detail necessary. Have access to on-site photos and videos that are useful in understanding what is happening and where.

Clear and Transparent

With our design build application, Sustainable Design Build’s clients are never in the dark. Never be caught off-gaurd from your project budget with your project costs and change orders all accessible. Your approval and colllaboration from this application is what starts the next step forward to your dream home.

buildertrend example gantt schedule Sustainable Design Build

 

Connect With Us

Planning your next renovation, or maybe you are looking to do a complete remodel for your home? Whatever the task, it can’t hurt to ask. Reach out to our team through this form.

We can schedule a free consultation and discuss everything you need to get your project moving in the right direction. Did we mention, it’s absolutely free?

No time like the present to get started on turning your house into the home of your dreams.

 

Schedule a free consultation